What is a Credit Rating?
A Credit Rating is an independent opinion on the creditworthiness of a financial institution, based on a thorough analysis of the risk profile of the rated entity and its capacity to meet the financial obligations.
Added value of our credit ratings
- Identify and manage potential risks and strengthen internal capacity by adopting international standards and best practices.
- Incorporate ESG factors in the creditworthiness analysis.
- Enhance reputation and accountability by an independent second opinion for international lenders and investors.
- Make informed decisions and develop timely debt strategies.
Our credit ratings
Private Credit Rating
Our Private Credit Rating is tailored to meet the needs of any market stakeholder seeking a second opinion on the creditworthiness of a financial institution or financial instrument (e.g., an investor looking to make informed decisions regarding a private financing transaction).
Product Capacitacion
texto adicional del producto texto adicional del producto texto adicional del producto texto adicional del producto texto adicional del producto texto adicional del producto texto adicional del producto texto adicional del producto
Product 3
Who is it for? Is designed for investors, financial institutions that need...
Product 4
Who is it for? Is designed for investors, financial institutions that need...
Our credit ratings
Rating methodology
MFR CR’s credit rating model and methodology adhere to international standards and best practices. The model incorporates both qualitative and quantitative measures, and includes ESG factors in the creditworthiness assessment.
to contribute with your insights on the consultation process of our methodologies
Rating scale
A rating scale is a defined system of categories, each with a unique definition and specific grades. A rating grade, expressed as letters or combinations (including modifiers), represents the final output of a credit rating.
Long-term scale issuer
Rating Process
We adopt all necessary measures to ensure that credit ratings and outlooks are based on a thorough analysis of all available, relevant, and reliable information, following the applicable credit rating model and methodology.
Data collection and desk review
The analytical team gathers the required information and conducts an initial analysis.
Interviews
The analytical team conducts interviews with representatives and key staff of the rated entity and complete the data collection.
Draft report
The analytical team analyzes the collected information, applies MFR CR’s model, and prepares the draft credit rating report.
Approval
The Rating Committee convenes to review all credit rating materials and assign the final credit rating and outlook.
Appeal and issuance
A summary of the final credit rating report is shared with the rated entity to identify any factual errors. Subsequently, the final credit rating report is sent to the rated entity.
Monitoring
The analytical team monitors and reviews the creditworthiness of the rated entity to confirm or change the credit rating and outlook.
